THE MMA MARKETLINK DECISION SUPPORT TOOLS ARE OFFERED TO YOU CONDITIONED ON YOUR ACCEPTANCE WITHOUT MODIFICATION OF THE TERMS, CONDITIONS, AND NOTICES CONTAINED IN THE MMA
MARKETLINK TERMS OF USE.

BY USING THE MARKETLINK DECISION SUPPORT TOOLS, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD AND AGREE TO BE LEGALLY BOUND BY THE TERMS OF USE. IF YOU DO NOT AGREE TO THE TERMS OF USE, THEN DO NOT USE OR ACCESS THE MMA MARKETLINK DECISION SUPPORT TOOLS.

The information provided in the MMA MarketLink Decision Support Tools is not an offer of coverage, solicitation of coverage, summary of coverage, or guarantee of coverage. All products and coverage guidelines are subject to applicable laws and regulations. The MMA MarketLink Decision Support Tools are not intended to grant rights, impose obligations, or take the place of applicable laws or regulations. Any coverage is contingent on all the applicable terms, conditions, limitations and exclusions of plan documents.

We have made every attempt to ensure that information contained in the MMA MarketLink Decision Support Tools is accurate. However, the plan features displayed are a summary for informational purposes only and not solicitations to buy or offer to sell insurance. Please refer to the actual plan document and Summary Plan Descriptions for complete details of coverage, exclusions, and limitations. In the event there are discrepancies between the information displayed in the MMA MarketLink Decision Support Tools and the official plan documents, the official plan documents will prevail.

Policy issuance is subject to underwriting approval. Price and availability information is subject to change without notice. Coverage availability varies by jurisdiction and may not be available in all areas. MMA MarketLink neither represents nor warrants that any of the products or services displayed in the MMA MarketLink Decision Support Tools are suitable or appropriate for, or are available in, any location.

The quotes or rates shown are for your anticipated effective date ONLY. If the actual effective date of your policy is different from the requested effective date, the actual premium of your policy may differ from the quote or rate. The change in amount may be due to premium increases or policy changes from the insurance company and/or one or more family members having a birthday. In addition, the insurance carrier you selected may not guarantee their rates for any period of time.

The copayment, deductible, and coinsurance amounts are your share of the costs for covered benefits. These amounts are subject to change.

Some insurance companies may require dependent children to apply separately when they reach a specific age. Age limits for dependents vary by insurance company and state mandates. Some companies may not extend the age limit for dependents even if they are full-time students at an accredited college or university.

All cost projections are based on statutes and factors currently in effect. Any changes to statutes and factors will change these projections. The cost estimates shown are subject to change at any time. Insurance companies reserve the right to change the terms of a policy upon proper notification. Do not make decisions based solely upon information obtained through the cost calculator provided in the MMA MarketLink Decision Support Tools.

Each insurance carrier may have unique Notices, Disclaimers and Fees. Please contact your chosen insurance carrier for information regarding the plans you selected. DO NOT CANCEL ANY HEALTH INSURANCE COVERAGE YOU CURRENTLY HAVE OR DECLINE COBRA BENEFITS UNTIL YOU RECEIVE AN APPROVAL LETTER AND INSURANCE POLICY FROM THE INSURANCE COMPANY YOU SELECTED. MAKE SURE YOU UNDERSTAND AND AGREE WITH THE TERMS OF THE INSURANCE POLICY. PAY SPECIAL ATTENTION TO THE EFFECTIVE DATE, PREMIUM AMOUNT, WAITING PERIOD, BENEFITS, LIMITATIONS, EXCLUSIONS, AND RIDERS.